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But why would the judge order them to settle with me when by contract they are entitled to the amount they are suing? Can the judge really exercise that kind of discretion?

Also interestingly...

Thanks for the quick reply. Well I think its American Express suing me.. it says on the complaint American express as the plaintiff. Also, they already sent me a packet of all my charges since the...

From New Jersey

Hi everyone,

Well I was working a job and decided ultimately I needed to go back to school. My income declined sharply while my expenses sort of grew and I ran into credit card...