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Type: Posts; User: Neilcathy67

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  1. Answers
    1
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    710

    I would start going to your local office for...

    I would start going to your local office for Countrywide /Bank America. The squeaky wheel gets the grease. Make a pain out of yourself and you will get someone to talk to.
  2. Answers
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    625

    See if you can find someone that is offering...

    See if you can find someone that is offering seller financing. Because of the economy, many sellers are offering to seller finance, where they hold the mortgage and you pay them monthly. No credit...
  3. Answers
    2
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    2,090

    I believe that you can borrow money from you 401K...

    I believe that you can borrow money from you 401K and pay it back over time. Check it out with a professional.
  4. Answers
    5
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    2,359

    HP 12C is a mortgage calculator that is easy to...

    HP 12C is a mortgage calculator that is easy to use. Of course you will not pay any interest over the next 24 months, but when you do it will be $2579.86 for the next 360 months
  5. A contract for deed is where the house remains in...

    A contract for deed is where the house remains in the sellers name and you do not own the house until you pay off the entire $25,000.00. At that point, when he gives you a deed you will have equity,...
  6. Get out your closing paperwork and see if you...

    Get out your closing paperwork and see if you signed the mortgage Note as an additional guarantor. If you did they have the right to come after you since the note is the promise to pay> I would...
  7. Answers
    3
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    1,516

    I have had problems with the fan assembly in the...

    I have had problems with the fan assembly in the unit. As they wear they wobble. You will notice a definite rise in the noise levels coming from the unit. Open the front of the unit, turn it on and...
  8. Answers
    10
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    13,133

    If you buy a HP 12C it gives you instructions to...

    If you buy a HP 12C it gives you instructions to calculate all different scenarios. I have used one for almost 30 and could not live without it.
  9. Answers
    1
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    826

    I use a HP 12C hand held calculator. If you put...

    I use a HP 12C hand held calculator. If you put in your 148k as PV or present value, 336 months as n or amortization and 2,420,000 as FV future value and make it a negative number, it will tell you...
  10. Answers
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    13,133

    This could be a typical hard money loan. Once the...

    This could be a typical hard money loan. Once the closing starts, all sorts of fees are due and the client, which was approved for 100k, pays about 20k in brokers fees etc.So, he walks out the door...
  11. Answers
    5
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    3,346

    In Fl, once someone dies, ALL their property...

    In Fl, once someone dies, ALL their property becomes part of their estate. IF the account is not joint, you are not allowed to remove any funds from it. If there is a will and the spouse is the only...
  12. Answers
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    731

    This may be related, we have the same vehicle and...

    This may be related, we have the same vehicle and we had trouble with the lights dimming and GM sent us a bulletin that the auto light on and off switch should be switched to manual, maybe this will...
  13. Answers
    2
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    844

    Sounds like time for rotto rooter. Older homes...

    Sounds like time for rotto rooter. Older homes have grease build up or roots invade the drains system It looks like you have done everything a homeowner can do on his own.
  14. Answers
    4
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    1,596

    There may be more then on on the line, check it...

    There may be more then on on the line, check it out. Buy a new one and replace the GFI and see if that solves it. I had one that got wet and I could not get it to reset, so I had to replace it.
  15. This was older southern home and it was only 100...

    This was older southern home and it was only 100 amp, but they had me hire a contractor with a ditchwitch to bury the cable.
  16. We have just done a similar installation. Copper...

    We have just done a similar installation. Copper would be to expensive, so AL is the way to go. I would consult your local supplier of Elec. as they would not allow us to do the work, but had to hire...
  17. Answers
    7
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    1,900

    Your correct, but in our society no one fixes...

    Your correct, but in our society no one fixes something that is not broken, they wait for it to break. Most brokers, like myself, were enticed by lenders by giving away free trips etc if you signed...
  18. What type of Loan, Mortgage? Cash payment or...

    What type of Loan, Mortgage? Cash payment or check?
  19. Answers
    4
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    788

    I don't know about the deck, I would bring back...

    I don't know about the deck, I would bring back to the shop, but my troy has to have the park brake on, even in neutral or it shutoff
  20. Answers
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    1,362

    I believe after your father died, you will need...

    I believe after your father died, you will need letter of administration as Excutor to remove funds
  21. Answers
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    3,346

    Yes, this is a correct answer.

    Yes, this is a correct answer.
  22. Answers
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    483

    I believe they cannot take your check, but they...

    I believe they cannot take your check, but they can take the monies from the bank as they are no idea where they came from. Remove these funds
  23. Answers
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    505

    Yes, take your Letter of Administation to the...

    Yes, take your Letter of Administation to the Bank and advise them that you are the excutor of this estate. They will open a bank account for you. You must be advise that any SSI or Federal Checks...
  24. Answers
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    833

    Got it SPMC, Society of Paper Money collectors

    Got it SPMC, Society of Paper Money collectors
  25. Answers
    5
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    833

    Try PMCS, Paper Money Collectors Society, I...

    Try PMCS, Paper Money Collectors Society, I believe they are online.
  26. I believe this may have been my x wife chasing me...

    I believe this may have been my x wife chasing me in a dream I had last night.
  27. Answers
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    1,328

    I have said the same thing to my children. Its...

    I have said the same thing to my children. Its reality that someday or way we, as parents will die and as children you should be ready for it and have a plan. I do not agree with your Dad. Have a...
  28. Answers
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    737

    If the floor beams are on 16 and at least 2x6 or...

    If the floor beams are on 16 and at least 2x6 or 2x8, they can hold quite a bit of weight. Get some 1/2 or 3/4 plywood and do the floor. When these houses are designed the town approves the plans....
  29. Answers
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    876

    This may be the vin# of the car it came out of...

    This may be the vin# of the car it came out of check with Lincoln/Mercury Dealer
  30. It depends on what type of debt> If they have...

    It depends on what type of debt> If they have placed a lien against you or property, you will want a release of Sat of lien. If it is a non lien situation, request to have legal docs available when...
  31. Answers
    2
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    625

    You do not say how old you are, but I will assume...

    You do not say how old you are, but I will assume that you are young and the thrill is gone for him. Men need motivation and it would behove you to try new things with him, role playing toys etc....
  32. Answers
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    485

    It was a product that may not be available...

    It was a product that may not be available anymore. We used to pour in black pepper and within minutes it was sealed
  33. Answers
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    3,825

    God made moulding for a reason and this is it....

    God made moulding for a reason and this is it. Check and see if there is a waterproof moulding available for the kit, if not I am sure someone makes it. Lowe's or homedepot should have it. If they do...
  34. Answers
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    1,210

    If everything has failed and the bank is...

    If everything has failed and the bank is foreclosing, they will serve you with a Summons from the local Courts that will advise you that they are legally going to take your property for the monies...
  35. Answers
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    3,118

    Lisa is correct, you will be the bank and they...

    Lisa is correct, you will be the bank and they will make payments to you every month. This can be achieved if your home is free and clear at the time of sale or you will have to payoff the first...
  36. Answers
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    992

    Yes, go to the Town Clerks office and they will...

    Yes, go to the Town Clerks office and they will direct you to the right files to look it up
  37. Answers
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    663

    Chuck's right. The Town Clerk's Office will have...

    Chuck's right. The Town Clerk's Office will have this info. Get the address and give it to the clerk, they will give you the legal address, section , block and lot and direct you to micro files and...
  38. I agree with LisaB 4657. Contract for Deed and...

    I agree with LisaB 4657. Contract for Deed and Deeds of Trust are given in States where you do not own your home until its all paid for. I believe the law in PA is spouse must be on the deed.
  39. Answers
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    698

    As a Mortgage Broker I agree with, Simonsez1976,...

    As a Mortgage Broker I agree with, Simonsez1976, but no matter what you do foreclosure is the kiss of death for obtaining a new loan in the future. I have lenders that hold it against you for 10...
  40. Answers
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    1,680

    I believe you should get an attorney as soon as...

    I believe you should get an attorney as soon as possible, anything criminal should be addressed immediately.
  41. Answers
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    1,299

    What I have seen is the bank take back the...

    What I have seen is the bank take back the propery, sells it and there is a difference between the mortgage note and the sale price of the house. That diference becomes a default judement and they...
  42. Answers
    3
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    1,054

    As with most people you probably ignored all the...

    As with most people you probably ignored all the letters and phone calls. The Bank has now hired a lawyer an sent you a summons and if you do not answer it in 20 days they will obtain a deault...
  43. Answers
    8
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    1,299

    Even with an investment property the Bank may...

    Even with an investment property the Bank may work with you . I am a Licensed Mortgage Broker for 31 years and I am seeing stuff that I would have only seen in my dreams, as far as lender working...
  44. Answers
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    713

    You are in a bad position. If the first goes to...

    You are in a bad position. If the first goes to auction, you will be wiped out. Speak to an attorney and see what options you may have if any.
  45. Answers
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    1,635

    Lawn Mowers use a magneto, not a coil or points...

    Lawn Mowers use a magneto, not a coil or points like a car. It needs to be replaced. Call your lawn mover repair place and see if they stock them. Easily changed if you remove red cover and fuel...
  46. Answers
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    1,299

    Go talk to your lender. If it is Countrywide they...

    Go talk to your lender. If it is Countrywide they are now owned by Bank America and they announced that they will sit down with 400,000 borrowers and solve their payment problems. The ball is in your...
  47. Answers
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    4,907

    Forced air systems do not have radiators, you my...

    Forced air systems do not have radiators, you my have hot water system that needs to be bleed. Open the right or left side of the cover for the baseboard and see if there is a bleeder valve there....
  48. Answers
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    271

    Social Security Liens

    I am a mortgage broker for 30 years and since the recent crisis in the mortgage Industry, I am being asked many different question about SSI. The most recent I cannot answer and I have asked around...
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