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We did this after refinancing our mortgage and our house will be paid off in 19 years. Two time a year we pay 3 mortgage payments in a month because we pay every other Friday. We will save about...

My daughter and son-in-law owe us money (about 8 grand in all) and are not good at paying it back. I do not want to do a lien on their house, I would like to keep the courts out of this. Can I do a...