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That's what I figured... I guess its up to them if they want to pursue their 'security' of the loan or not... we will just see what their attorneys say about the letter I sent and hope they can offer...

So here's a scenario... this debt is actually my wife's with her old last name... can she file bankruptcy without it affecting me her husband with Wisconsin's marital laws? Or would I still have to...

I have sent a letter(s) to the bank and their attorney last Friday stating my intention to pay and willingness to settle along with a balance sheet and income statement showing at this time I'm...

Admitting the debt... I am trying to gather a possible settlement amount to avoid court if possible... one case two counts... meaning one credit card, one car loan, same credit union... same...

Is there a form letter or sample 'answer' compliant with Wisconsin 802 for a civil judgment filed with two counts? It is a personal debt with a bank... thanks