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Thanks for your answer, I guess what I'm trying to find out is since I am unlikely to win is there an opportunity to pay provided they allow the vacate to stand, or request dismissal of the suit?...

On a previously filed show cause order due to lack of jurisdiction,(improper service) that was signed by the judge, I just received notification that my motion to vacate default judgement has been...

Thank you, although I don't think it was luck rather a mandate by the NYS insurance dept.if there was any way not to pay they would find it ! Thanks so much to all of you for your help!

Thank you, although I'm not sure it was luck, evidently when there is a lienholder on the title, it is mandated that the bank receives notification when collision coverage is dropped and in this case...

The investigation was completed, I received a disbursement check today and the lien holder was paid in full ! The ins. co. was directed to cover the total loss for the time in question I had to pay...

Thank you, should I settle with the original creditor or this collection agency? they must have just got this account in the last 60 days , thanks for your insight !

I have an auto loan with hsbc bank that recently went to charge off status, A collection agency has contacted me to offer a settlement, My question is , will it hurt my credit report more to settle...

My position would be; I never gave permission as the titled owner,and he never asked to change anything other than get the lowest possible price, I believe the lienholder must be removed from the...

Yes the bank was listed as lienholder on the title along with myself, He was not on the title and I feel should not be able to consent to dropping collision and signing any such waiver (this is in...

Does anyone know if there is supplemental dental coverage that can be purchased to back up your existing dental insurance?

Be careful, my son was able to drop collision with a vehicle financed in my name 6 months later totaled it, hsbc bank was never notified of the change in policy nor was I and now I'm being hounded to...

I was the titled owner of a 2003 vehicle along with the finance co. my son was always the registered owner from the purchase time, He insured the vehicle all along w/collision coverage as required...

Thanks for your answer, I am going to court to return the sco affidavit next week, I'm also going to ask to view the file, I didn't know I was entitled to that ,Thanks for your help !

Thanks, I will do that , I' m thinking it could be an old debt if so the judgement is for more than double the original amt and I was not served, process server is under investigation for many...

In aug/08 I rec'd an Income execution order based on a default judgement obtained against me in jan/06, I was never served regarding this matter I surely would have answered, anyway I began paying...