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You cannot call a bank and request information on an account of which you are not a signer. To protect the privacy of the customer, no such information will be released. Furthermore, if you attempt...

Deviance is defined by the society in which the diavance itself is executed. As a member of Western civilization, I have many forces that influence my behaviors and opinions and ultimatly what I...

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If a bank credits or debits $10,000 or more in "CASH", it must file a Currency Transaction Report, or CTR, which is reported to the IRS. I note "CASH", for any and all traceable fund sources, i.e....

I believe you are asking whether a creditor is able to use your home as recourse for your default obligation. Each state has its own set of laws... realistically, the creditor could place a lien on...

Red like pimple things?? What you have here is a severe case, possablly even fatal case, of in grown hairs!! Go to the hospital right away!! Uf you don't die, try an alternative method of hair...

Don't know, bud. Read the new much? FDIC is up to $250k, and that is per account, i.e. individual, joint, individual w/POD, etc. not per bank. Check out the EDIE tool on FDIC's site for more info on...

I find your question interesting. Assuming the check was not drawn off your particular bank, it is common to have an extended hold, as there is no immediate recourse. However, it would be a complete...

I don't know if this is your brother, but...

Toler, Michael D
Age:45-49
Household: Kimberly, Larry Jr, Kim
2936 Highway 109 N
Portland, TN 37148-8512
(615) 325-1952

1 basis point = 1.00% of a loan's volume.
I.E.
$100,000 x .01 = $1,000

The deed most be notarized prior to bringing to the County Registry of Deeds for record.

Ok, my maon concern, as it should be your's, how can you avoid this in the future. Simple, be more proactive with the management of your accounts. From online

Well, the bank calculated it using a financial calculator, i.e. the HP 12c. By your post, I'm assuming you do not own or know the working of one. So... you'll have to see it the long way. I believe,...

Yes, it can. Furthermore, the POD individuals will not even have to be present at the application. At most, have their basic info; ss#'s, address, phone, etc.

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Retail banks use a reprting agency by the name of CHEX. Creditors will obtain information from a CHEX report. All retail banks report to CHEX; this does, however, exclude credit unions.

No, you will not be held liable for the loss. Although you are on title, you are not a signer of the mortgage note and, therefore, not legally responsible for the debt. Others may disagree, but in...

BDU = Battle Dress Uniform. No branch is authorized to wear black BDUs. However, many speacial ops teams have free reign over unform and appreance, i.e, civilian clothing and facial hair. With that...

Well, my friend... Google "photosysthesis" and I bet you'll find what you're looking for.

I also had a recruiter who told me not to reveal certain information, i.e. juvelile charges. Six months into my enlistment, I was charged for fraudulent enlistment and received a entry level...

Glad to know I could help. My educational background is in abnormal psychology, but I'm a banker by trade. Maybe I didn't throw all that money away on school after all. :)

That is a funny post... seeing as I'm actuallly a Branch Manager for JP Morgan Chase!!

I don't know about SOL on CDs. Don't believe there even is such a thing, because, and, I'm shooting from the hip here, it probably was not bank error. Once a CD matures, you have a 10 day grace...

It sounds like GAD (generalized anxiety disorder), with a slight touch of agorphobia. Stay away from benzodiazapines, but try a nice SSRI, like Lexapro. A six month cycle should set you straight....

I'll preface this post by stating the following, this is lender dependent. With that being said, if you have been paying the note from your own funds for 12 months or more, and this can been proven...

Basis points are applied, or removed, in .125% increments to raise or lower one's interest rate. If basis points are applied, the rate ill be lowered, but closing costs will be increased. If basis...

Well, the short sale doesn't completely write of the debt per say. The difference between the short sale amount and the loan balance is considered a capital gain and he will be taxed accordingly. So,...

Protected from what?? If your asking whether the foreclosure of one home can have any effect on the interest of another... no. The collateral of the foreclosed home is the foreclosed home itself; ...

Sure it is very plausible. A married spouse is not required to be on the mortgage (note) in any state that I know of. As far as the deed goes, this is, however, state dependent. In Michigan, for...

Not too sure. If the bank ONLY has a POA on file for him, he is not an account owner and no recourse can be found in your accounts by the powwers that be. However, if what you really did was add him...

Keep the accounts open and inactive. One of the key factors determining FICO is what an individual's balance is per tradeline versus what their max available balance is per tradeline. Typically, if...

No, do not close the accounts.

Go to a doctor!

Yes, they can. Once a judgement has been filed, they also have the right to request a subpoena to liquidate any assets you may have, i.e. checking/savings in an attempt to find recourse. In an...

$27.60

The Wraith (1986)

The Wraith!! One of Chariles Sheens first. Good 80's flick.

Umm... no, you can have as many authorized users on your accounts as you please. As long as your payments are timely, there will be no negative impact to your credit. Since I have been in a position...

Sounds more like advertisement than a question??

When answering this question, Shib, you must do so in your own opinion. From your point of view, do you feel that vengenace is a "good" act? Does the cliché "an eye for an eye" agree with your...

Umm... I'm guessing you just want to factor this out so...
3(4x-2y+2)

It's hilarious that I found this thread. I was in a major retail store yesterday. I made a purchase of roughly $60.00 and opted to use my wife's credit card, of which I am not a signer. The cashier...

A "trade-line" is any debt, installment or revolving, on your credit report. With that being said, bankruptcies, judgements and collections are typically not considered "tradelines". I emphasize...

Net is your earning after deductions; taxes, ins, 401k, etc.

This may seem too simple, but move you steering wheel back and forth while turning the key forward. For some reason, GM and Chrysler ignitions tend to "freeze" when the wheel has been turned far...

Your right, Ohio. Review my equation, and the error is obvious. Rather than use 1.028, I used 1.28, which would be a rather large yield. Let's try that again: $5,000 x 1.028 = $5,140/4 = $1,285,...

Page layout --> columns --> # of columns.
If you already have your document typed, cut and past into the desired columns. Good luck. :)

http://www.nolo.com/article.cfm/objectId/02B5FD86-BB5F-4F9C-88C5ED4A0D7F64BC/309/227/FAQ/

CDs are fixed rate. What is $27,000 x 1.0535? Divide that figure by 2 and subract it from 1/2 of $27,000, as you are using only half the year. There you go... $722.. By the way 5.35% is pretty...

umm... you, it doesn't get much easier than that. Seeing as though flexible CDs are not longer offered, the 2.8% is not variable. So, $5,000 x 1.28 = $6,400/4 = $1,600. So, you net $650.

Try to balance using a clear understanding of simple banking terms-
Credits are funds going into an account, i.e. a deposit
Debits are funds coming out of an account, i.e. a withdrawal.
It looks...