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star3114, If you want to put a big neon sign that says Merry Christmas, then you should do that this year to chrish what Christmas is all about. Last year, I put a blinking light on my restaurant...

America has gone nuts. I am a minority. I came to this country in 1983. I've never asked special treament, I've never asked anyone to speak my native languge. I simulated how things are done here and...

Do you think she or he would have better outcome if she/he had lawyer representing her/him?

OMG! Did they really came up with an original signed application from the original creditor? I am stunned.. Can original creditor has right to your personal information, like SSN etc. when they sell...

No problem. I hate these debt collectors. We all know that we have obligation to pay if we owe the debt but the point is, these guys are scums. I will keep posting the progress as my case goes along....

Once your case is dismissed, they can not sue you again. They did not reponded in time and judge has dismissed the suit. I know it is very stressful to have these debt collector hounding you but if...

I was going to use the 44 question one. I don't think you have to sign it but if I was to send one, I will sign it at the bottom where the name is. It just makes it official. At this time I have...

You are taking the right step. I feel that at this point we don't have any other option other then having collection agency to prove it. They sued, we are a defendant. They have to prove it. Yes,...

No matter what situation you are in, you will need to answer to the court. The last thing you need is a default judgement. Answer to the court according to summon, this is first step.

I am in same situation as you. As far as what I found out is that you don't need to notarize intent to defend. Also, filing a discovery does not need to notarized either. If you file a sworn denile,...

Did your judge dismissed your case since they did not respond in time?

Mr.yet
I've been following the answers you've given to many people and it seemed to me that you are pretty much on the ball with these credit card law suit issues. What do you think the odds are to...

So, the lawyer from the collection agency actually showed up at court? Were they from your local area? Or from other state?

Good info. But is this true in the states? I read many posts on this site that members are asking for steps to defend their case. I would like to know if anyone has taken these steps in defending...

Is anyone out there actually won the case defending against credit card debt collector? I've read many posts on this site and have not found any posting regards to winning their case. I just wonder...

What happened at the court?

mr.yet
When does this letter should mail to the plaintiff and to the court house? Is this the second step after filing intent to defend?

Thank you again. I will update as my case moves forward. It will be nice to have complete step by step first-hand experienced guide to this issue. I was very surprised that there are so many people...

I understand but it should not effect anything in the court prceeding as long as I respond within 28 days right?

I also like to let you know that you are doing a great service to pepople in needs....

Now, another question is, let's say I will go to the court tomorrow and file a intent to defend, is it better to mail a verification letter to collector and attached that letter with my intent to...

Now, I've read more on this subject of what steps to take on the summon, I am convienced that I need to file a "intent to defend" first. I am trying to find out when I should do this. I've been...

Deb, Did you file an answer after you've received verification from a collector? Do you know if requesting a verification of debt to a collector is sufficient answer to the complaints? I am in the...

Is it better to answer to the complaint as soon as you recives summon or wait till the end of the time table allowed? My court summon said I have 28 days.

My intent is to defend myself and ready...

Yes. I have read so many of them. How ever I am submitting a new thred for some of the questions I have. Any help is greately appreciated.

Brendastarr, I would very much appreciate your continue postings as to how your case is going. I've been served with summons on the 13th and trying to find out what I am supposed to do with it.