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Thanks ak. I put that in my answers to the questions. I prayed that the court dismiss the amount without prejudice and the attorney fee's or anything else they are asking for.

Ak lawyer. I submitted my answers, but my question is like you said they have to prove the allegations. If they don't have the original paper work or cant prove there clain I can get it dismissed...

But if I wait and tell them denied for lack of information necessary to form a belief. I can still later settle if they have the paper work correct?

Thanks scott appreciate the advice and for looking out..

Would this be a correct way to respond to the summons? Or do I need more Please advise and thank you everyone for the help means a lot, it truly does.

IN THE COUNTY COURT IN AND FOR xxxxxxxxxxxxxx...

Yes, I ended up losing my job and haven't worked in almost a year. I'm currently going back to school to try and further my education and then once I have my career I could pay if the court deem that.

Yes, I do owe the debt

I made some payment but nothing substantial.

No

Yes, I intend to fight and was going to ask them to make sure they have the original documents that I signed, if not...

I just got a summon on 8/26/14 for a cc debt that I have from bank of America. The plaintiff is portfolio recovery associates, llc vs me[removed for safety],(me) for >5000. I have these questions and...