Credit card debt & a 3rd party collector
To be honest my credit card debt to American Express has gotten up to about $12,000 because of all the interest. It has been sent to GC Services, a third party collector. I am in school and will be done for the summer in about a month and will be working full-time then but am only working part-time now. I have talked to citifinancial and another company about a loan to pay them but I can't get the loan until I am working full-time. I was told today that if I don't come up with 10% by Monday that I will be served with papers from the sherriff. I am trying to get a student loan to get them their 10% but I doubt that will happen by Monday. I don't have anyone who could be creditworthy cosigner for me either, and therefore also don't have anyone with this kind of money that I can borrow the 10% from. I am just wanting some advise, anything would be good. I am also concerned as to what is going to happen, or what could happen. I know I will probably have to go to court but what happens there (I have never been to court before), and what will happen after. Any advise please! Thank you!