Has anyone delt with WELLS FARGO & BANK OF AMERICA credit cards?
First time user. Me and my husband owe 20,000 to wells fargo and 15,000 to bank of america. We lost our house a couple of months ago. We just could not afford it anymore. We always paid off our credit cards before by paying more than the minimum payment. Since we bought our home in 2005, we started living off the credit cards, since most of the check went to the mortgage. Now we are struggling to pay them off. We have not been late yet. I was wondering how to go about settling with them. Does anyone have any advice? Has anyone ever settled with W.F. or B.O.A? Advice will be appreciated!