Hello, a little background for you. Joined debt settlement group. Mbna is not wanting to talk to them. Mbna or collection agency for Mbna is threating a lawsuit if I don't pay in full. They called my mother-in-law and gave her information about the situation trying to get in touch with me. This is very upsetting to everyone involved. My question is if they file lawsuit what can they go after. My name is not on house, checking account etc. can they go after my soon to be ex for the payment? Also does Mbna not usually settle account with debt settlement company? I owe Mbna 5033.00. The person from collection agency said I needed to pay him 4800.00 to clear this up and avoid lawsuit. I am currently unemployed student. I always made my payments on time. But because of the inpending situation can no longer do that. Please advise as what to do. Also do you think the other two cards will use the same approach?
Thanks,
Melissa