Hi all. I have a major issue here, I guess everyone's issue here is pretty major. My bank account was garnished today for an amount of $15925. I had a judgement for a few student loans that are all confusing in April. I received the paperwork in after April 17th stating the judgement but only had 21 days from the date it was issued which was March 23 so my 21 days surpassed before I even received the documents. I will admit that it was my ignorance to still not to call but I have called before and all the company wanted to do was collect EVERY Penny and it took a lot of effort for me just to have them take what I could afford. The amount for the student loans is now at $21,524.47. Now the only reason we (wife and I) had over $15,000 in our account is because 1 I just got paid and two because my wife (only her name) got a loan for $15,000 to do some work on our house. The $15000 loan is completely under her name and my name is no where on that loan. Is there any way I can get her money back quickly? We are in Michigan and I would like to defend myself in the fact that I do not feel I was notified properly of this and that the debt collectors, just like most, are not easy to work with and are very intimidating. In 2005 I paid off about $10,000 in other debts and also brought my other student loans up to date just these Federal Loans are a pain and I can never get a clear answer. If someone could please advise on what I should do I would appreciate any assistance. SeeMore