I have a question on a judgement that my wife had against her. We received a court notice advising us of the lawsuit and to provide an ANSWER if we did not agree. I wrote up an ANSWER and advised that we owed the money to Capitol One but that I disagreed with the amount of interest they were charging. That was the last piece of mail I ever received. The attny office called us last week and advised that the judgement was in place and I set up a payment plan. My question is this - I never recvd a court date to argue anything. Is the attny office (and the court) supposed to provide me with a chance to go to court to plead my case or did they just get a judgement because we owed money anyway. I never recvd a court date and was never able to represent myself (and my wife). Was this legal? We have set up a payment arrangement with Captitol One but I wanted to confirm if what they did was legal or not.