Conversion of mobile home to single family home
In 1995, we bought some land & moved a salvaged mobile home on it. The mobile wasn't permanent meaning we only needed to live in it until we could build our house. We first added onto the mobile a 12x60 section. We then began to tear down the mobile home & eventually added a front section. The mobile was completely removed & a 24x60 now sits in its place. The tax assessor's office has photos of the construction process & has our home listed as a manufactured home... a 1970 model with tag & VIN #'s. We have tried to get a home equity loan on several occasions & were denied because property records indicate that we still live in the 1970 model mobile home. We have talked with our assessor.. they don't have recent photos of our home nor is their description right. They say they cannot remove the VIN or tag # because it used to be a mobile home. There isn't a board from the mobile left.. we tore it all down. How can we get this changed? It's so frustrating & no bank will ever give us a loan because it's still listed as a 1970 mobile home. We cannot even insure as a single family home because the assessor's office will not change the descrition. HELP!!