My husband went to court in January 2003 due to a collection agency known as Asset Acceptance. They didn't show up and the Judge ordered $100 a month be paid to them. We have made the monthly payments faithfully until September of this year. I wrote them and told them he was unemployed and the unemployment had also run out but I would do my best to pay them. I made one payment in two months. I heard nothing at all from them. My husband received a court paper stating garnishment of our joint checking account. I requested a hearing for Jan. 2. I am the only one working and had to open a separate checking account because of their actions. Should I go ahead with the hearing or will the court still be on their side? We've gone from $3000 to $1000 a month income and our bills equal out to $1500-$2000 a month as it is! We were days from foreclosure on our home and they really peed me off with this action! By the way, we live in Ohio if that matters. Any advice would be appreciated. Thanks!