Should I do Debt Settlement??
We are $65,000 in debt, (unsecured credit card debt)!! We have looked into LAWGISTIX AND SUPERIOR FINANCIAL GROUP. We are very hesitant to proceed because we have a credit score in the 700 range. We are current in all of our payments, never late, and in good standing. BUT, it is getting difficult to just make the minimum's and at this rate we will NEVER get out of this mess. I know that our credit score will take a huge hit, but I am willing to do it if I know that these company's can really settle for us. I don't know I guess I am just afraid of being sued and all the consequences that will go with it. If ANYONE has ever dealt with either of the above company, please let me know. Any positives and negatives would be of great help. ANY advice is appreciated. I need help!! Thanks a lot!!