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-   -   Vested Misplaced 401k (https://www.askmehelpdesk.com/showthread.php?t=119301)

  • Aug 13, 2007, 06:50 PM
    wtfury
    Vested Misplaced 401k
    I've been a truck driver for the past 6 years. Today I've found a statement on a 401k that I contributed to from a previous employer. The statement is from the year 2000, and it shows a balance on it. I've tried calling the plan administrator to try and see what the latest balance is with no luck. I've been given phone number after phone number. Each time I've given my account number on the statement, and each time they cannot find any records. Since driving truck a lot of paperwork has been misplaced or lost due to marital issues and moving from one address to another. Now I'm in one place for good.
    The money is vested. The company I worked for is no longer there, and a money search returned no results. Here is my question:
    What part of the IRS handles 401k? I checked their website and it was no help.
    Thanks:confused:
  • Aug 13, 2007, 07:59 PM
    Fr_Chuck
    Sorry the IRS does not "handle it" the company plan admin people are the ones. You need to make a copy and send them a letter asking for the details.
  • Aug 14, 2007, 06:13 AM
    againes
    I never received my 401k money after I left a job, how do I go about getting it, it's been about 14 years ago
  • Aug 14, 2007, 07:00 AM
    ScottGem
    Quote:

    Originally Posted by wtfury
    What part of the IRS handles 401k? I checked their website and it was no help.
    Thanks:confused:

    Quote:

    Originally Posted by againes
    I never received my 401k money after I left a job, how do I go about getting it, it's been about 14 years ago

    By law, the holders of funds in either a defined benefit (pension) or defined contribution (401K, etc) plan are required to report the existence of those finds to the Social Security Administration. When you apply for SS benefits, you receive notice of any retirement funds that were reported. You can try contacting the SSA to see if that can tell you where the funds are now.
  • Aug 14, 2007, 07:09 AM
    wtfury
    Thanks Chuck, It's just as I thought. I read a lot of answers from other members relating to similar situations and they keep saying to contact the IRS for help.
    Againes, Check with the plan administrator or contact the company you worked for. You won't be able to get the money until you retire. In some cases you can get the money out but you have to roll it over into a new plan or pay some stiff penalty's and interest to the IRS for early withdrawal.

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