wage garnishment or bank account garnishment?
Hello. Where do I start? I was looking up my name in my local county court records because I'm paying off a debt of 800 plus interest that I do NOT owe.
I saw that a judgement was entered for 10x that amount for a voluntary repo on a lease vehicle back in August of 2002. Luckily, I was in the time frame to at least file a motion to vacate the judgment. I called the lawyer handling the case and basically waved my hand and said, "Here I am." I found out that I do owe the remainder of the payments. I asked them if they wanted to just garnish it from my pay and they say that wouldn't be a good idea.
I'm confused here. I DON'T owe the $800 judgment against me but I'm agreeing that I owe thousands and they're not working with me.
I am still waiting to hear from the court on a decision to at least vacate the judgment or appear in court. The only thing I would argue is the amount. There is a big difference between what they are coming up with and what I am coming up with as far as owing them.
Can they just freeze my bank account without notifying me?
I did give them my correct address because they did not have it. I'm asking because I still don't know why they didn't just agree to take 10% from my weekly pay at first (before I found out there was such a discrepancy between what they say I owe and what my records show.) I am in the state of NY.
Thank you very much and I'm sorry this is so long. I'm new with the site. Thanks again.