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-   -   What are the pros and cons for putting my daughters car in my name. She pays insuranc (https://www.askmehelpdesk.com/showthread.php?t=841379)

  • Oct 10, 2018, 04:18 PM
    mkstar4me
    What are the pros and cons for putting my daughters car in my name. She pays insuranc
    My daughter wants to put her newer car in my name. She has taken out insurance already. What do you think?
  • Oct 10, 2018, 04:25 PM
    Wondergirl
    How old is she? Does she live with you? Why does she want to do this?
  • Oct 10, 2018, 05:28 PM
    talaniman
    Sounds fraudulent to me!
  • Oct 10, 2018, 06:40 PM
    Fr_Chuck
    If she already owns it, already has insurance on it, there is no need to change it.
  • Oct 10, 2018, 06:44 PM
    ma0641
    Insurance in who's name? You will be liable at an at fault accident. Have a personal umbrella? What is her reasoning?
  • Oct 10, 2018, 07:38 PM
    smoothy
    Lot of legal ramifications here for you if you do it. If she runs over 20 people at a bus stop on purpose or by accident... and her insurance limit is hit... guess who they come after for the rest? YOU.

    There is something here she's not telling you. And I would be VERY worried about what it is. I can't think of a single good reason she would want to do this. Some places even would bill YOU for annual personal property taxes.
  • Oct 10, 2018, 10:46 PM
    Alty
    Is she the main driver of the vehicle, or are you? I'd guess she is, since it's her car. She can't insure something she doesn't own. The most she can do is list herself as a part time driver of the vehicle, which means liability only. If she wants any coverage of the vehicle itself, you'd need to get that insurance, since it would be your car, not hers. In other words, you'd have to take out full coverage, then list her as a driver. You'd have to be listed as the main driver. If they find out the car isn't even in your possession, and that she's the main driver, you're looking at a lot of trouble headed your way. It's called fraud.

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