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    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #61

    May 27, 2011, 10:58 AM

    Hello again, tom:

    As we've discussed on another thread, there IS a solution.. It's really a matter of whether we want to make the hard choices... I think it will come down to deciding whether we want to be an empire or a country that takes care of its own.

    If we agree at all, we agree that we can't be BOTH.

    excon
    talaniman's Avatar
    talaniman Posts: 54,327, Reputation: 10855
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    #62

    May 27, 2011, 11:04 AM

    Ripping off the youth to pay for elders?? Its not a rip off, the youth are supposed to take care of their elders!! That's my mama you are talking about, and she worked damn hard for me to get where I am. Of course, when she needs me most I am only to glad for her to rip me off!!

    When you reduce things down to negative rhetoric, to justify just plain mean cruelty and hatred, of course you scare the hell out of the weakest and most vulnerable like Rush Limbaugh, or one of those socalled consevative idiots, who makes a living scaring people. A very good living.

    Yeah raise their taxes, back to the 1950's and see where this BS deficet goes. Get the money the greedy bankers STOLE and refuse to circulate, and invest, and see where the BS deficet goes. And while you are at it, tell Eric Cantor to off set emergency money when a disaster hits his neighborhood!

    Now get some single payer Medicare for everyone, and tell the insurance companies to go to hell. Why do conservatives hate old people, poor people, homeless people, unemployed people, and every other people except the gardner, and rich people?

    Sorry Tom, but ex is right, get rid of the uncompromising, hateful, scared conservatives so the rest of the country can compromise on things that help everybody, and not just a few.
    tomder55's Avatar
    tomder55 Posts: 1,742, Reputation: 346
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    #63

    May 27, 2011, 11:37 AM

    Indeed it is ripping off the youth . The workers today are paying for their own health care and that of their children and for the MANY retirees who are living in Florida or Arizona luxury retirement communities ;playing golf and shuffle board ,and trading their car in annually .They could easily provide for their own or heavily contribute to their own plans.In fact many of them are double dipping from pension income and government assistance.
    That is why the Ryan plan is weighted heavily in favor of the seniors who really need it .

    Tell me before you get all sanctimonious ;Which generation has the greatest amt of disposable money ;the most disposable income with the greatest buying power ? The elders or the young worker ? Here's an inconvenient truth for you . The government spends around $6 on seniors for every dollar it spends on children ,however, the poverty rate among children is much higher.

    If you get your wish of a single payer system of course then that will likely shift as the death panel throws momma over the cliff.
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #64

    May 27, 2011, 12:13 PM
    Quote Originally Posted by tomder55 View Post
    the workers today are paying for their own health care and that of their children and for the MANY retirees who are living in Florida or Arizona luxury retirement communities ;playing golf and shuffle board ,and trading their car in annually
    Hello again, tom:

    Well, there you go... That's the problem. See, you think MOST seniors live like that. If they did, I'd be against Medicare too. But, they don't. It ain't even close. The truth is that MOST seniors scrape by on their Social Security checks, and that's all...

    Actually, tom... I'm sure the numbers are available to you, if you care to look.. You're a smart guy.. You don't really believe that MOST seniors are living the good life.. If you do, I'm going to reassess.

    excon
    talaniman's Avatar
    talaniman Posts: 54,327, Reputation: 10855
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    #66

    May 27, 2011, 02:12 PM

    Now I understand your views better Tom, you have been misinformed and scared by Fake News and his employees for much to long. Your view would be different if most of the seniors you knew invested in pill cutters, and only gassed up their 10 year old Chevy once a month to go to the grocery store, until they got that next social security check. And they take 100 bucks for social security out of it.

    Stop listening to rich fat guys tell you the sky is falling to keep their ratings up. Talk to some ordinary people like me, who are happy to see another day, and look at reruns of Law & Order, and play fantasy sports.

    I know, I don't create jobs or anything else for that matter but gas, but I don't steal trillions and tell people how I need more either. Damn those rich old people and their luxury lifestyle.

    Just curious how much you contributed to Palins new mansion in Arizona? Me, I'm saving for a pill cutter.
    Wondergirl's Avatar
    Wondergirl Posts: 39,354, Reputation: 5431
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    #67

    May 27, 2011, 02:33 PM
    Quote Originally Posted by tomder55 View Post
    In fact many of them are double dipping from pension income and government assistance.
    I've worked hard to make a living. Money was taken from my paycheck to support the "older generation".

    Now it's my turn. S.S. is a return on the payments I've made over the years into the Social Security system through payroll taxes. S.S. is MY money that I'm getting back, not government assistance.
    talaniman's Avatar
    talaniman Posts: 54,327, Reputation: 10855
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    #68

    May 27, 2011, 02:42 PM

    How dare you think of taking that poor unemployed young guys money, and spending it on golf fees in Arizona, or Florida. HAH, and you have the nerve to think its YOUR money.

    You want fun, wait until the 54 year old who has been paying into the system for 40 years, find out the young guy stop giving and he is on his own, when he gets 62.
    Wondergirl's Avatar
    Wondergirl Posts: 39,354, Reputation: 5431
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    #69

    May 27, 2011, 02:45 PM
    Quote Originally Posted by talaniman View Post
    You want fun, wait until the 54 year old who has been paying into the system for 40 years, find out the young guy stop giving and he is on his own, when he gets 62.
    Yeah, I wondered about that. Maybe he will get his contribution back in a lump sum. :D
    talaniman's Avatar
    talaniman Posts: 54,327, Reputation: 10855
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    #70

    May 27, 2011, 02:47 PM

    I wouldn't want to be around when he takes his "lumps"
    tomder55's Avatar
    tomder55 Posts: 1,742, Reputation: 346
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    #71

    May 28, 2011, 02:30 AM

    See, you think MOST seniors live like that.
    That isn't what I wrote... this is what I wrote :
    and for the MANY retirees who are living in Florida or Arizona luxury retirement communities ;playing golf and shuffle board ,and trading their car in annually
    Try addressing what I actually wrote .
    That is why the Ryan plan is weighted heavily in favor of the seniors who really need it
    .

    WG ,the links you provide shows SS as 36-40% of seniors income and 60-64% from other sources . Thanks for confirming my contention that SS is for many seniors not the sole source of income. All you have to do is go to the marketing sites and look up senior's disposable income to see that there is a major effort underway to tap into that market.

    I've worked hard to make a living. Money was taken from my paycheck to support the "older generation".

    Now it's my turn. S.S. is a return on the payments I've made over the years into the Social Security system through payroll taxes. S.S. is MY money that I'm getting back, not government assistance.
    You want fun, wait until the 54 year old who has been paying into the system for 40 years, find out the young guy stop giving and he is on his own, when he gets 62.
    I never called it "government assistance" . I've heard the same thing from most seniors I've discussed this with .No matter their means it's "their money " ,they are "entitled "... Madoff's victims said the same thing when it was their turn.

    The Ryan plan recognizes that reality and doesn't change a thing. All it does is shift the method of payments to the younger workers when they retire. They will still be contributing into the system . No one said that the younger worker will stop paying into Medicare.

    I contend that your Medicare check is more threatened by the Obamacare "savings " he touts. Obamacare slashes $ half trillion in Medicare provider payments over the next 10 years, and imposes a hard cap on future Medicare spending.This results in a 30 percent cut in doctors' pay next year.
    Doctors are fleeing the system in droves because they won't get fair compensation for their work.

    But you see the trap ? Once they started the ponzi scheme "it's my money" was going to be the argument used to keep the system going no matter how flawed it was at the outset. There is NO WAY it is a sustainable system as is ;or in the model proposed by the Dems to tax their way out of it. Once you say that anyone should be taxed to pay for your entitlement then it does indeed become "public assistance ".
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #72

    May 28, 2011, 02:58 AM
    Quote Originally Posted by tomder55 View Post
    WG ,the links you provide shows SS as 36-40% of seniors income and 60-64% from other sources . Thanks for confirming my contention that SS is for many seniors not the sole source of income.
    Hello again, tom:

    Huh??

    You STILL appear to be saying that since seniors have OTHER sources of income, besides SS, they are BETTER off than what I indicated...

    In fact, the opposite is true... I don't know if you noticed on the chart, but 30% of the "other sources" is EARNINGS..

    So, I DID mis-speak, after all.. I said that for MOST seniors, Social Security was their only source of income... I was wrong. For 30% of 'em, it AIN'T enough! They have to keep on working... When you add that 30% to the 40% who are too sick or old to work, you've got 70% of seniors who eek out an existence on Social Security, or have to supplement it at McDonalds.

    excon
    tomder55's Avatar
    tomder55 Posts: 1,742, Reputation: 346
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    #73

    May 28, 2011, 03:31 AM

    The poverty rate of people older than 65 is less than the general population and by a significant difference compared to children under 18 .
    And yes ,much of that difference is from Social Security payments.
    That just reinforces my point that the burden is on the next generation at a time they can least afford it. That is how the scheme works . It was ONLY sustainable when there was a larger percentage of people contributing into the plan than was getting payouts (6-1). That equation has been in decline and will shrink to an unsustainable level real soon. You know that and I know that.
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #74

    May 28, 2011, 03:35 AM
    Quote Originally Posted by tomder55 View Post
    That equation has been in decline and will shrink to an unsustainable level real soon. You know that and I know that.
    Hello again, tom:

    We don't disagree about the problem. We disagree about the solution.

    excon
    tomder55's Avatar
    tomder55 Posts: 1,742, Reputation: 346
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    #75

    May 28, 2011, 03:51 AM

    Well I'll say now how the pols of both parties will solve it.

    They will say Seniors are living too long so benefits should start later . They will say that it should be means tested which will destroy the fundamental contract of both SS and Medicare.

    I say the system needs to fundamentally change. That lump sum payout sounded good to me ,but most wouldn't go along with it . For some reason people think government is a good money manager. I don't understand where they get that notion. The track record proves the opposite. So be it . If I was a voter in the 1960s I would never had agreed that the plan was a good idea. But we are stuck for now with some form of government control over seniors money and health .
    Ryan propose a choice . It seems to be working with Part D . Why not for the rest ?
    I heard TPAW this week improve on Ryan's plan by saying he would allow seniors who prefer to remain in the existing plan.
    Like you said... there is room for compromise.
    talaniman's Avatar
    talaniman Posts: 54,327, Reputation: 10855
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    #76

    May 28, 2011, 06:51 AM

    I don't think government should run as a business, it should be effective in protecting its people and making a fair place to pursue happiness.

    We can compromise on the how, as long as everybody is in it and gets the same thing out of it. Means testing sounds good, but until we actually do live longer changing the ages on SS, and Medicare is not a great idea, nor is allowing greedy for profit insurance companies the access of millions of seniors and their loot.

    Obamacare has already addressed Medicare advantage, and part D, both lousy expensive ideas, and my mom has said she will kick the arse of any youngster that will cost her money she doesn't have because she made her choice so back the freak off. She is out now looking for this Ryan guy, and promised to protect me to while she protects herself.

    That was what the vote in NY district 26 was about. Say what you will about what happens later, but you better get a better idea, because no one is buying this one. That's the bottom line.
    Wondergirl's Avatar
    Wondergirl Posts: 39,354, Reputation: 5431
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    #77

    May 28, 2011, 06:58 AM
    Quote Originally Posted by tomder55 View Post
    WG ,the links you provide shows SS as 36-40% of seniors income and 60-64% from other sources .
    The other big source is work. Seniors I know continue to work into their 70s and even 80s to make ends meet. SS just isn't enough, especially in today's economy.
    Wondergirl's Avatar
    Wondergirl Posts: 39,354, Reputation: 5431
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    #78

    May 28, 2011, 07:03 AM
    Quote Originally Posted by tomder55 View Post
    I never called it "government assistance" .
    Yeah, you did --
    Quote Originally Posted by tomder55
    Indeed it is ripping off the youth . The workers today are paying for their own health care and that of their children and for the MANY retirees who are living in Florida or Arizona luxury retirement communities ;playing golf and shuffle board ,and trading their car in annually .They could easily provide for their own or heavily contribute to their own plans.In fact many of them are double dipping from pension income and government assistance.
    tomder55's Avatar
    tomder55 Posts: 1,742, Reputation: 346
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    #79

    May 28, 2011, 02:24 PM

    Quote Originally Posted by Wondergirl View Post
    The other big source is work. Seniors I know continue to work into their 70s and even 80s to make ends meet. SS just isn't enough, especially in today's economy.
    And many seniors work because they chose to . No one is yet addressing the disposable income fact. It is no mistake that marketers are targeting that customer base and I've already given the poverty rate for seniors compared to the general population.

    We can compromise on the how, as long as everybody is in it and gets the same thing out of it.
    I'd like to see the government program that runs that way.
    means testing sounds good, but until we actually do live longer changing the ages on SS, and Medicare is not a great idea
    The actuarial tables don't lie. We are certainly already living far longer than SS was designed for ,and the same is true for Medicare.
    Obamacare has already addressed Medicare advantage, and part D, both lousy expensive ideas,
    Yeah that's part of the massive cuts in Medicare benefits that the Obots put through. Yet I hear no seniors complaining that Medicare is being "changed as we know it ". How could that be ? Maybe the greedy company that has seniors suckered ,AARP ,is in the game for the big bucks .

    Say what you will about what happens later, but you better get a better idea, because no one is buying this one. That's the bottom line.
    More third rail nonsense. Yes I know the Ryan plan will be removed from the budget because the budget was voted down in the Senate and Schuck Schumer demagogued the issue. Mark my words , unless real reform happens in the next decade then there will be an IMF or a China imposing fiscal responsibility on the country . We are closer to where Greece and Spain are now than we'd like to believe.
    Wondergirl's Avatar
    Wondergirl Posts: 39,354, Reputation: 5431
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    #80

    May 28, 2011, 02:26 PM
    Quote Originally Posted by tomder55 View Post
    And many seniors work because they chose to .
    None I know choose to. I'd like to see stats on that.

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