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-   -   Surety Bond - Convicted felon (https://www.askmehelpdesk.com/showthread.php?t=48706)

  • Dec 15, 2006, 06:35 AM
    whollycow
    Surety Bond - Convicted felon
    Can a convicted felon (drug charge) who has served his time and is now going to school to learn a trade get bonded and get a contractor license?
  • Dec 15, 2006, 06:44 AM
    excon
    Hello wholly:

    In my opinion, he sure can. Of course, licensing requirements differ for every state in the union, and I'm sure he may have more trouble with some, than in others. Some may require him to jump through a few more hoops that a non felon wouldn't have to, but he should be able to get a license just about everywhere.

    He also is bondable. That doesn't mean everybody is going to bond him without question. It may cost him a bit more than the average premium, but he can certainly be bonded.

    excon
  • Dec 15, 2006, 06:47 AM
    whollycow
    Thanks for the quick response. I'll pass the info on to him. The state is Florida, but he's also open to moving if it proves easier in another state. He just wants to get back on his feet.
  • Dec 15, 2006, 07:02 AM
    excon
    Hello again, wholly:

    Aw, come on, dude. I know a felon when I see one! Lol.

    A few phone calls to the various licensing departments of your surrounding states might be helpful. Frankly, if they didn't license felons in the South, there wouldn't be any houses...

    I did some time in South Carolina, or as they say there: Sacalina.

    excon
  • Dec 15, 2006, 07:31 AM
    whollycow
    Actually, I'm a dudette... I'm the mom :D
  • Dec 15, 2006, 11:51 AM
    Fr_Chuck
    Yes being bonded, is merely finding the right insurance agency that will write you the bond.

    Ok, if you just got out of prison yesterday for bank robbery and this was your second time, and you want a bond to work in a bank as a teller,? I would not write it.

    So a lot may depend on the crime you committed, how long has it been since you committed the crime, the type of bond you need.

    Someone a few years latter with a clean record needed a bonding for a construction business may have a good chance.

    And most bonding companies have levels of rates for the risk in underwriting
  • Mar 21, 2007, 06:05 PM
    RichardBondMan
    Maybe and maybe not as to the bond, don't know about the license, just ask the city, county, state for their license application, see if it asks about being a convicted felon, but as to the bond, if it's just a misc license / permit bond for a contractor, then the answer is more than likely you can obtain one these bonds. I have written many license / permit bonds for contractors and on most, I just give them the bond when they pay me the premium, never, almost never do I even ask that they complete an appliction for the bond, thus I don't ask nor does the surety (bonding company) ask if they are a convicted felon. Now as to the more risky construction bid and performance bonds, here's what's usually required, 1) an application for the bond which ask financial questions like where you bank, bank account balances, debts owed, if taxes are current, any tax liens, bankruptcies, charge offs etc, etc. 2) personal references of owners 3) letter of rererence from banker 4) credit reports of owners 5) resume of owners 6) corp, LLC, or partnership or sole proprietor balance sheets and income statements 7) personal balance sheets of owners 8) current work in progess and degree of contract completion--- that's enough to give you an idea that construction bid and performance surety bonds are a whole different matter when it comes to qualifying for this type of bond as opposed to a very common license/permit bond - where the surety is simply quaranteeing usually compliance with a construction building code whereas the more risky bid or performance bond is quaranteeing the proper full completion of the construction job in a timely manner. So if you could shed some additional info on exactly what kind of bond you might be seeking, I could better answer.
  • Dec 21, 2011, 01:51 AM
    Perlongmedical
    Things always easy,when you respect it.

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