Bankruptcy and Debt, Credit and Small Claims
I just got a summon on 8/26/14 for a cc debt that I have from bank of America. The plaintiff is portfolio recovery associates, llc vs me[removed for safety],(me) for >5000. I have these questions and was wondering what is the best way to respond.
1.this is an action for damages for more than $5,000
2. defendant obtained and used FIA CARD SERVICES, N.A./ BANK OF AMERICA, N.A./ FIA CARD SERVICES, N.A./ BOA/************* Revolving credit account, ************,(the account).
3. plaintiff is the successor in interest of said account having purchased said account in good faith, for value, and in the ordinary course of business.(see exhibit A)
4.Defendant did make purchases and charged same to the account, but after statements were provided to defendant, defendant failed to make the monthly payments due upon the account and failed to object to the balance then owing, resulting in an account stated in the sum of $5,675.54 (see attached)
5. Plaintiff has declared defendant to be in default and demands payment of the balance due on the account. Defendant has refused said demand.
6. Defendant is indebted to plaintiff in the sum of $5,675.54.
7. All conditions precendent to this action have occurred
8. Pursuant to Rule 2.516 plaintiff designates the following email addresses for the purpose of service of all documents required to be served to rule 2.516 in this proceeding. Primary email addresses: [removed]
Wherefore, plaintiff demands judgement againest defendant for $5,675.54 plus costs.
How should I respond to this? Any help is much appreciated. Summons is do soon. Thank you all for the help