View Full Version : Credit Collection
Chicklet
Jun 1, 2007, 01:03 PM
in 1999 I owed a telephone bill.
Due to a Divorce.
I left my Province of Nova Scotia for a couple months.
My X continued to run the phone for a few months under my name.
I asked my X about the bill/ because the phone had been disconnected and he had a new number in his name,
He told me that he had taken care of the bill and not to worry about it.
Well I assumed he was telling me the truth, and since I received no letters or Phone calls,
I trusted he had taken care of it.
Now Today June 2007 I get a call from A collection Agency saying I owe this Money.
Yet my X said he paid it. And no I can't ask my x about this now, because things have drastically changed between us that he don't even want to pay child support anymore, (he thinks my new husband is responsible for the kids). :rolleyes:
Anyway, can anyone tell me
How long is the Statue of Limitation on this in Nova Scotia?
Thanks ever so much for Any Replies
tickle
Jun 1, 2007, 01:39 PM
You should just have got the account out of your name and left him without a phone and he could have dealt with it on his own, maybe gone to the corner to make call. Just pay the bill before it gets out of hand and you will be rid of it. You should not leave anything to chance.
Your ex obviously didn't take care of it so it is still in you name.
Chicklet
Jun 1, 2007, 02:28 PM
@ tickle
7 yrs has passed before I get any calls on this,
I even called the Telephone company over 5 yrs ago and asked if I had any Outstanding Debts to them and they said No!
This has esculated into thousands of dollars according to this collection agency,
I can't afford to pay what I have no money to pay.
I can't help but wonder if this isn't all some kind of lie/scheme someone has made up to try to scare money out of me,
Because I truly do believe my X paid it.
another curious thing,
If, I had still owed this money, Then how was I able to get another telephone line in with the same company with no Troubles, A Credit check was even done on me and it was Clean
My Question was
How long is the Statue of Limitation on this in Nova Scotia?
tickle
Jun 1, 2007, 04:39 PM
I just googled 'nova scotia statute of limitations' and came up with a wealth of information plus information from a previous askme help desk post a couple of years ago. If you do this and scroll down till you see the link, it is worthwhile reading, plus ricky j even offered a form to present.
From what I see the limitation is 6 years in nova scotia, after that, they could sell the debt to any collection agency for so much on the dollar, and said collection agency will still try to collect in small claims court. So you should read the link I mentioned above.
Chicklet
Jun 2, 2007, 05:32 AM
I just googled 'nova scotia statute of limitations' And I couldn't seem to locate what your speaking of.
That's what brought me to this site in the first place, I read many many threads and never run into of what your speaking of. Lots of credit card debts and car debts, But I'm told those are totally different then my case.
As for the phone company, They sold the debt to this collection Agency within months of the bill being incurred. And that was in Dec 1999, So this so called debt has been in the hands of this collection Agency almost 7 yrs now, and they just now decide to contact me, seems strange to me
tickle
Jun 2, 2007, 05:06 PM
6 years
mel_rose_ca
Jun 28, 2007, 12:41 PM
I am trying to find information on this topic and found a pretty good answer on this site. Here's the link
https://www.askmehelpdesk.com/other-law/collection-agency-statute-limitations-29857.html
Also if you understand legal stuff try this site:
Legislative Counsel Office - Nova Scotia Legislation (http://www.gov.ns.ca/legislature/legc/)
At the left side of the page click on consolidated public statutes, then click S on the right hand side of the page and scroll down until you come to statute of limitations. When you click on that it brings up the actual law.
tickle
Jun 28, 2007, 02:35 PM
The statute of limitations was 6 years as I mentioned above. They know the statute period is over so that's why they are coming after you. So get your ducks in a row.