:) have a wonderful day !

HI,
Happily married sounds wonderful!
Hopeless in debt doesn't.
Start doing something about it now...
IF you have credit cards, get rid of them.
IF you own money on a credit card, DON'T charge anything else.
IF you are paying monthly statements on a credit card, try your best to pay more than the minimum payment. Because, if you don't, you are only paying the interest, not what you actually owe.
Best of luck,
fredg