What can you do to make money if you have $10,000 on-hand? What is a minimum and low risk way to profit?

Mot minimum and low risk, put it in the bank at interest, you won't make much, but you can't lose any money.

Higher risk is stock and options trading


Any small business has a large amount of risk

Dodge & Cox Dodge & Cox Funds (http://www.dodgeandcox.com/) and Vanguard Vanguard - Mutual funds, IRAs, ETFs, 401(k) plans, and more (http://www.vanguard.com/VGApp/hnw/CorporatePortal) are two very excellent places to invest all or part of your money.