So let's say you even qualify for a $million+ mortgage . Do you think taxpayers should guarantee them ?

I'm betting most people say no.

Federal Housing Finance Agency (FHFA) said yesterday that it will increase the maximum size of mortgages that Fannie and Freddie cover(the conforming loan limit) to $1,089,300 in high cost areas .

FHFA Announces Conforming Loan Limit Values for 2023 | Federal Housing Finance Agency (https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Announces-Conforming-Loan-Limits-for-2023.aspx)

US Government to Back Mortgages of More Than $1 Million (yahoo.com) (https://finance.yahoo.com/news/us-government-back-mortgages-more-174157702.html)

This of course is a giveaway to the Dem base in the Hamptons NY ; AND areas of California where median home prices exceed $1million like Orange County ($1.2 million), San Francisco ($1.3 million) and San Jose ($1.7 million).

You remember Fannie and Freddie. These were the government institutions that went bust after Dems like Barney Frank said it was a right for everyone to own a home. Taxpayers bailed them out with $190 billion monopoly bucks .

Lesson learned ? Nah . Instead as home prices increased post Great Recession so has government backed guarantees .

That would be a good place for the republican House to begin. Sadly, I doubt they will.