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NATHAN1010
Apr 18, 2007, 11:48 AM
I would like to cosign with ny wife on a mortgage loan. I'm currently in chapter 13 for about 2 years. Chapter 13 ends within a year 3/2008. Is there a mortgage loan that we can apply for where they just use my income is use not credit along with my wife income and credit ?

Fr_Chuck
Apr 18, 2007, 04:36 PM
If you are in a chapter 13 part of the legal agreement you have with the court is that you will not borrow "ANY" money make any loan or debt without approval of the court.

So first you will have to get their permission to go further into debt.

But no, they will look at your credit, since you are saying you are going to help pay for the loan.

miss pinky
Feb 1, 2010, 02:26 AM
Split from wife over a year, 3 years left on mortgage can I sign the house and loan to her solely