Before buying a car Jerry wanted to get his financing together before he searches for his car. He has about $4,000 in cash and his car. Question is will the bank give him a credit line in advance. Or will they just tell him to buy the car. He hates car dealers finance companies. His FICA is 780.

More and more people are being pre approved for car loans by a bank of their choice nowadays. Should be no big deal.

New or used? Big difference.
New, fine. Used, they want to know the exact car.

I took a new car loan, first time in my 70 years, because I financed it at the dealer for 6 years with no interest. It was a better deal than 1500 off.

Great Deal Joy Wow

With a FICO of 780 he should have no problem getting a bank to preapprove him.

However, he should be aware, that if he pays cash or brings his own financing, it could affect the price. Generally I prefer dealing with the dealer financing then pay it off.