What internet bank has no maintenance fees, no minimum deposits. No fees on your savings account if the amount drops. Just no fees.

No search of every point you made, but here are some to research.

I still prefer the bank where I go and talk to a real person, esp when there are problems.


Best Banks to Bank with – No Fees, High-Yield Savings, Largest Banks, and Credit Unions – AdvisoryHQ (http://www.advisoryhq.com/articles/best-banks-to-bank-with-in-america/)

https://www.nerdwallet.com/checking-accounts

No search of every point you made, but here are some to research.

I still prefer the bank where I go and talk to a real person, esp when there are problems.


Best Banks to Bank with – No Fees, High-Yield Savings, Largest Banks, and Credit Unions – AdvisoryHQ (http://www.advisoryhq.com/articles/best-banks-to-bank-with-in-america/)

https://www.nerdwallet.com/checking-accounts
Thanks