I live in a major city in Ontario, Canada. I provided a substantial loan to a person renovating a property to flip. We have a written contract. That person is delinquent in repaying the loan by several weeks. I have not been able to have phone contact. Can I proceed to put a lien on the property or must it be done exclusively through an attorney?

Curious 2

Doesn't have to be done by an attorney, but you can't just do it yourself. You have to sue the person, obtain a judgement, THEN place the lien.

doesn't have to be done by an attorney, but you can't just do it yourself. You have to sue the person, obtain a judgement, THEN place the lien.


Thank you, ScottGem. Can a power of sale only be carried out by a bank or other financial institution?

I don't know what you mean by a power of sale.