View Full Version : Debt collection garnishment
Carl mcclendon
Nov 7, 2014, 03:56 PM
I had to letmy Apartment go about 7 years ago.I lost my Job. I have been paying 110.00 to 15.00 per month 0n a debt that they said I owe. I am unemployed in school and living off my financial aide. My father co-signed and he receives social security and a pension. I got aletter today stating that the cannot excecpt my 15.00 anymore the want $50.00 dollars a month. Can they garnish my Fathers Social Security,Pension or checking account.
Fr_Chuck
Nov 8, 2014, 06:11 AM
They can of course accept 15, but it is possible that the interest each month is higher.
They can not garnish anything, until they go to court and get a judgement. Unless they have already done that.
Have you been to court, or were notified of court?
ScottGem
Nov 8, 2014, 06:30 AM
If your father co-signed your debt, then he is on the hook for the debt. They can't touch his SS, but they can attach his checking account, if they get a judgment and a writ of execution.