I am 21 my boyfriend is 18. In the last couple of months I have really been non stop thinking about having a baby. I know financially I am unprepared and my partner is not ready. I am not trying before anybody says anything I know we should wait until we are both ready but this is all I have been thinking about.

What is your question ?

What is your question ?
Should I tell my partner that I would like to discuss having a baby? Or should I try and focus on the present?

How long have you been with your partner? What kind of career and future plans are you both pursuing? All of these things go into any talk you have and you should talk. You can focus on the present and plan for the future. You might scare the hell out of him though, and he might scare the hell out of you, but talking is essential for any couple.