PDA

View Full Version : Cash Budget Disbursement


likeus2
Nov 28, 2013, 07:57 PM
You have just been hired as a new management trainee by Earrings Unlimited, a distributor of earrings to various retail outlets located in shopping malls across the country. In the past, the company has done very little in the way of budgeting and at certain times of the year has experienced a shortage of cash.
Since you are well trained in budgeting, you have decided to prepare comprehensive budgets for the upcoming second quarter in order to show management the benefits that can be gained from an integrated budgeting program. To this end, you have worked with accounting and other areas to gather the information assembled below.
The company sells many styles of earrings, but all are sold for the same price—$10 per pair. Actual sales of earrings for the last three months and budgeted sales for the next six months follow (in pairs of earrings):

The concentration of sales before and during May is due to Mother's Day. Sufficient inventory should be on hand at the end of each month to supply 40% of the earrings sold in the following month.
Suppliers are paid $4 for a pair of earrings. One-half of a month's purchases is paid for in the month of purchase; the other half is paid for in the following month. All sales are on credit, with no discount, and payable within 15 days. The company has found, however, that only 20% of a month's sales are collected in the month of sale. An additional 70% is collected in the following month, and the remaining 10% is collected in the second month following sale. Bad debts have been negligible.
Monthly operating expenses for the company are given below:

Insurance is paid on an annual basis, in November of each year.
The company plans to purchase $16,000 in new equipment during May and $40,000 in new equipment during June; both purchases will be for cash. The company declares dividends of $15,000 each quarter, payable in the first month of the following quarter.
A listing of the company's ledger accounts as of March 31 is given below:

The company maintains a minimum cash balance of $50,000. All borrowing is done at the beginning of a month; any repayments are made at the end of a month.
The company has an agreement with a bank that allows the company to borrow in increments of $1,000 at the beginning of each month. The interest rate on these loans is 1% per month and for simplicity we will assume that interest is not compounded. At the end of the quarter, the company would pay the bank all of the accumulated interest on the loan and as much of the loan as possible (in increments of $1,000), while still retaining at least $50,000 in cash.
Required:
Prepare a master budget for the three-month period ending June 30. Include the following detailed budgets:
• 1.
o a. A sales budget, by month and in total.
o b. A schedule of expected cash collections from sales, by month and in total.
o c. A merchandise purchases budget in units and in dollars. Show the budget by month and in total.
o d. A schedule of expected cash disbursements for merchandise purchases, by month and in total.
• 2. A cash budget. Show the budget by month and in total. Determine any borrowing that would be needed to maintain the minimum cash balance of $50,000.
• 3. A budgeted income statement for the three-month period ending June 30. Use the contribution approach.
• 4. A budgeted balance sheet as of June 30.

SALES BUDGET:
April May June Quarter
Budgeted unit sales 65,000 100,000 50,000 215,000
Selling price per unit 10 10 10 30
Total Sales 650,000 1,000,000 500,000 2,150,000


SCHEDULE OF EXPECTED CASH COLLECTIONS:
April May June Quarter
February sales 26,000 26,000
March sales
April sales 130,000 280,000 26,000 436,000
May sales 100,000
June sales 50,000
Total Cash Collections 280,000
****I do not understand where all of the expected cash collections are handled here. I was trying to follow case for Will2412 on June 4, 2011 and all the answer did not come together. Can someone advise me on this step?

pready
Nov 28, 2013, 09:03 PM
Cash collections will be based on your sales information. You collect 20% in the month of the sale, 70% in the month following the sale, and the remaining 10% two months after the sale.

So in April you will collect your march sales times 70%, your Feb sales times 10%, and your April sales times 20%.

For May, you will collect your April sales times 70%, you March sales times 10%, and May sales times 20%.

For June you collect your May sales times 70%, your April sales times 10%, and your June sales times 20%.

likeus2
Nov 30, 2013, 10:53 AM
April - 26,0000
March Sales
April - 65,000 x .70
May - 26,000 x .20
June - 65,000 x .10
April Sales
May Sales
June Sales
Total Cash Collections

Is this correct?

likeus2
Nov 30, 2013, 10:55 AM
February Sales
April - 26,0000
March Sales
April - 65,000 x .70
May - 26,000 x .20
June - 65,000 x .10

Is this correct?

pready
Nov 30, 2013, 01:35 PM
Attached is your sales schedule and your cash collections schedule to get you started.

likeus2
Nov 30, 2013, 04:02 PM
Thank you, that made it very plan to see.
I have attached my file for Part C. Are there any problems here?
Sherry

pready
Nov 30, 2013, 04:26 PM
Your beginning inventory amounts for May and June are off, and your ending inventory amount for June is off. The rest of amounts are correct.

The format looks good, but you should use formulas in your cells whenever possible like using the autosum feature when you want total amounts.

likeus2
Nov 30, 2013, 04:45 PM
How is May and June? Unsure about the end of June.

pready
Dec 1, 2013, 09:33 AM
Your May beginning inventory should be the same as your April ending inventory. Your June beginning inventory should be the same as your May ending inventory. Your inventory is in number of units, not cost of the units.

You do not have July projected sales, but from when I had this problem in my accounting class your July sales are expected to be 30,000 units so your June ending balance should be 30,000 * 40% or 12,000 units.