Ok so this is embarrassing, I'm 19, will turn 20 in march, never had sex or masturbated because I was afraid of my hymen problem, I have a septated hymen, well it looks like that to me because after opening both the lips there is a thin skin separating two holes (probably vaginal holes). Now I'm actually getting married and I'm worried.

Will I be able to get pregnant after sex or not? Please only those with experience or gynecologists answer. Thanks a lot! Also will the sex hurt?

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First off almost no one that has sex gets pregnant at the first try. If your still having problems after 3 years of marriage then seek help. For most couples they stress on it and it is for that very reason there is no pregnancy. The best advice I can offer you is to relax. Nature will do its thing.

Congratulations on your decision to wait until marriage.

' thin skin separating two holes' - thin means it will break easily. Hymens can vary a lot in thickness.
'(probably vaginal holes)' - no, just holes in the hymen.
'can I ever get pregnant? If yes, how? Also will it hurt during sex?'
The hymen doesn't have anything to do with getting pregnant, which is all about the health of the sperm and the follicle, and the ability of the two to connect if a sperm can swim through the vagina, cervix, and uterus to the fallopian tube, where the follicle is on it's way down to the uterus - but only approximately mid-cycle, although that can vary. The rest has to do with things like pH and other factors.
Your hymen, if it doesn't break before you have sex all on it's own, will possibly hurt a tiny bit when your first have sex, and sex might be a little sore if you have it again the same day. Each woman is different, so that's just a typical experience, not everyone's. Many women don't hurt at all, and many hymens don't bleed, and most bleed just a few drops. It helps to have the man play with you first with his fingers, and to explore, and hopefully get your natural moisture going to make it pleasurable or at least not hurt.

You can masturbate by just rubbing your clitoris, if you want to keep your hymen intact. It takes a little practice at first. No two women really do it the same way, I would guess.

Pregnancy has nothing to do with your hymen (which will break during first intercourse, or have your doctor break it before your marriage).

I think you may need an anatomy lesson. Unlike males, women have separate openings for urine and reproductive needs.

After the lips, there are two outer openings that are close together, the opening for urine and the opening for the vagina. A couple of inches inside the vagina is (if the woman has one) the hymen.

For more information: How the reproductive system works | girlshealth.gov (http://www.girlshealth.gov/body/reproductive/system.html)

The hymen can be septate, with 2 holes.