toryballas44
Jul 9, 2013, 12:42 PM
I have a significant amount of credit card and medical debt (in excess of $20,000) and am planning on filing bankruptcy. I have a car loan that I am planning on reaffirming in Chapter 7 bankruptcy, and am also in the process of getting a personal loan with a co-signer to make some needed repairs to my vehicle. I would like to keep paying the personal loan (essentially reaffirm it so it is unaffected by the bankruptcy) and continue paying it back as scheduled. Is this a viable option for me? Or am I required to discharge the personal loan as a debt?