My case is for a foreclosure on my home and it states I have 20 days to respond but what am I suppose to be responding to is plaintiffs pleads as follows or plaintiff demands?

Where?

Have you tried reaching a settlement? Can you make your payments or bring the house up do date? Any question on law needs your general locale as laws vary by area.

My case is for a foreclosure on my home and it states I have 20 days to respond but what am I suppose to be responding to is plaintiffs pleads as follows or plaintiff demands?

My best guess as to what you are saying is this:

You have been sued for foreclosure of your mortgage. The paperwork says that you have 20 days in which to file an answer.

You would answer the allegations of plaintiff's complaint. In that complaint, plaintiff's attorney(s) wrote that plaintiff "pleads" such-and-such, or "demands" a judgment. Both words mean essentially the same thing.

You would admit or deny the allegations of fact "pleaded" in the complaint. If you believe the demands made in the complaint (generally found in the last paragraph, often called the "wherefore clause" because it begins with the word "Wherefore ...", are not justified by the law, you might say as much in response.