eightriver
Jan 25, 2013, 01:08 AM
I need to correct my credit report
I live in Virginia, the attorney is Virginia and collection agency is from Florida.
Almost 4 years ago, I hired the attorney to do some work and paid retainer fee for $3000 up front.
But I found out I did not need to do attorney help. Also when I had question came up 1 week later, the attorney went to vacation for 3 weeks overseas and the attorney did not assign anyone to take care during the vacation time.
So I did not receive any paperwork from them and I decided to terminate the contract and gave them written notice.
I gave up my $3000. But I received the bill totally $8000 and they asked me to pay $5000 more.
I refused to pay $5000 and told them I will contact with local bar association and BBB if I need to and those places can judge I am obligate to pay or not.
I did not hear anything from the attorney office then they must sold my bill to collection agency.
When I received the bill from collection agency 4 years ago, I explained the situation and I did not hear from them.
Also the same time I want to establish my credit report straight and I disputed this bill reported to three credit bureau.
Every year I checked my report and it is still there.
A couple month ago I requested credit bureau to remove this dispute bill.
Then I received the letter from collection agency and tried to threat my credit score will be worse if I don't pay off the bill from 2008.
My question is
Who should I contact to resolve or just ignore?
Should I argue with collection agency or go back to the attorney office?
Other than this, I will pay credit card on time, no late payment last 10 years so my credit is fine.
I live in Virginia, the attorney is Virginia and collection agency is from Florida.
Almost 4 years ago, I hired the attorney to do some work and paid retainer fee for $3000 up front.
But I found out I did not need to do attorney help. Also when I had question came up 1 week later, the attorney went to vacation for 3 weeks overseas and the attorney did not assign anyone to take care during the vacation time.
So I did not receive any paperwork from them and I decided to terminate the contract and gave them written notice.
I gave up my $3000. But I received the bill totally $8000 and they asked me to pay $5000 more.
I refused to pay $5000 and told them I will contact with local bar association and BBB if I need to and those places can judge I am obligate to pay or not.
I did not hear anything from the attorney office then they must sold my bill to collection agency.
When I received the bill from collection agency 4 years ago, I explained the situation and I did not hear from them.
Also the same time I want to establish my credit report straight and I disputed this bill reported to three credit bureau.
Every year I checked my report and it is still there.
A couple month ago I requested credit bureau to remove this dispute bill.
Then I received the letter from collection agency and tried to threat my credit score will be worse if I don't pay off the bill from 2008.
My question is
Who should I contact to resolve or just ignore?
Should I argue with collection agency or go back to the attorney office?
Other than this, I will pay credit card on time, no late payment last 10 years so my credit is fine.