There is no penetration, I just rubbued it in back forth motion. I'm worrying to the white wattery fluid at the tip of my penis

Simply NO, but YOU both need to read up on how the process works.
You are clearly a young teen..

If while rubbing, the fluid got on her and got pushed in by finger, there is a slight ( very slight) but it has happened.

thanks curlyben, frchuck and sexychix89x.. I'm just worried because some that I read on the net says that the white fluid has sperm celss on it. I'm afraid of it, I am not ready.. I want to graduate first in order to have my girlfriend a family the is right for her not a teenage family that many has doing this days hope u understand what I'm going tru

Chances are slim to none that she is pregnant so stop worrying. If you aren't ready to be a father, keep your pecker in your pants.

Maybe next time you can think with your brain instead of something else. It cracks me up how condom-less people worry after the fact.