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View Full Version : Law firm called said I owe my old band 1200 for a payday loan


stasy22
Nov 10, 2012, 06:17 AM
A law firm called said I owe my old band 1200 for a payday loan that took place in 2006 they told me that if I don't pay half they will issuae a warrant for check fraud is this possible after 6 years

AK lawyer
Nov 10, 2012, 06:56 AM
Depends on which state you are in.

If a law firm is threatening criminal prosecution to coerce payment of a debt this may be an ethical violation, exposing the attorney to professional discipline such as disbarrment. Check with the bar association in your state.

stasy22
Nov 10, 2012, 07:36 AM
I've done some reserch and th ey threaten jail and arrest to a lot of people as scare tactic to get paymen what can I do and how do I know for sure it's a fraud it called riley james and associate debt collector 18884799480 they told me I had until 5 to pay or they would arrest me

excon
Nov 11, 2012, 09:37 AM
Hello s:

You need to know the LAW on the subject. It's real simple, and not very long.. It's called the "Fair Debt Collection Practices Act". (http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf) READ it. When you KNOW what your rights are, you'll be able to DEAL with these crooks.

excon