How much of your money can you take on your money for early withdrawl if you not 100% vestef

I assume you are asking about a withdrawal from a 401(k) plan. You will have to check with the plan administrator on this, as rules vary between companies. But most companies do not allow early withdrawals by active employees from their 401(k) plans. You may be able to take a loan of up to 50% of the vested amount, which you would pay back through payroll deduction over the next few years. The advantage of a loan over a withdrawal is you don't have to paty income taxes, and there is no early withdrawal penalty.

Agreed, we need to know what type of retirement plans, And as stated, most do not allow withdrawal while you are still working for the company.

Can you provide more info on type of plan