Keep sending me forms to save on my premium. From the main office.
Not from my local agent. This time they save me $6.00 over six months.
Wow. Never had any accident.

But I have been told State Farm is the best. And they strive to help you
In the worst way.

So what is your question, pastor ?

Is $6.00 over six months a bargain

Anything, any saving from an insurance company is a bargain, as far as I am concerned. Why, are you thinking of rejecting their offer because you don't think its enough ?

By the way, State Farm has never had a good reputation in Canada.

Our rates in Ontario are sky high, even for good drivers with no citations or accidents.

Okay I will be paying $645.00 for six months. Full coverage and road service and rental

So you will be saving $1 a month?

Do you have too much coverage? Not an odd question because most people pay premium for a low comprehensive deductible, such as $100, whereas 250 is appropriate.

You are paying a whopping premium for the year. Mine is much lower then that, just over half of yours with enough coverage to make me feel comfortable. But then, over fifty with a good driving record gives you a decent break. If my insurance company offered me a saving, of even one dollar a month, I would not pass it up.

Do you have too much coverage? Not an odd question because most people pay premium for a low comprehensive deductible, such as $100, whereas 250 is appropriate.

You are paying a whopping premium for the year. Mine is much lower then that, just over half of yours with enough coverage to make me feel comfortable. But then, over fifty with a good driving record gives you a decent break. If my insurance company offered me a saving, of even one dollar a month, I would not pass it up.

I am 73 and my son does much of the driving he is 30. Have a $500.00
Collision deductible. South Florida . Monthly payment was $113.00 now it will be $107.00 I guess laissez-faire Thanks

I have had SF since 1967 and used to work for them. Your premium sounds awfully high.

Thanks