Hi,
My name is Elizabeth and I'm a 20 years old. My boyfriend and I are still virgins and we hope to keep it that way until marriage. A couple a months ago my boyfriend and I started having dry sex with clothes on, then we progressively became more comfortable with the idea of having dry sex with clothes off. So for the last couple of months, my boyfriend and I have been having dry sex (were are genitals do rub together). Also, before he ejaculates, he always pushes me off. I know this may sound silly, but I am afraid of getting pregnant this way. He has never ejaculated inside me and he has never penetrated me, but I am concerned that one way or another, the semen are going to swim up inside me or the he might leak precum and get me preagnant that way. So, basically my question is, what are the chances of getting pregnant without having intercourse? And can you get pregnant if a guy ejaculates on or near your vagina without penetration?

Chances are low... but it CAN happen.

Keep your clothes on.

In his early fluids there are sperm, as they rub together it is possible, very very slim, but possible.

So if you want to be 100 percent sure, stop the rubbing and keep the clothes on

You could do this with him wearing a condom or you using foam. Pregnancy from such activity without contraception is a risk as I understand it.