I need help with a medical judgement.

First its not a good idea to piggyback your question on another thread. To avoid confusion I've moved your post to another thread.

If you want help you have to ask a question. You have to explain your problem, what you need help with and any other details that might help us help you. There is nothing we can do with what you posted.

Do they have one, or are they trying to get one ?

Do you owe the money ? If so how much do you owe ?

Do you have a job ? Have you being trying to pay some of the debt ?

Where is this at ?