We raise funds to help my husband who broke his neck.. I was told as of just today that it was against the law for me to help . Why ?

Because you need a license for any fundraiser or charity organization. Apply to your local gaming commission to do so, if they will allow it for personal gain and I don't think they will.

We raise funds to help my husband who broke his neck .. I was told as of just today that it was against the law for me to help . Why ?
The laws vary by location.