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View Full Version : Debit card fraud


devaye
Jun 4, 2012, 05:18 PM
I'm a 19 year old female just recently graduated with no record at all. I snapped a picture of my grannys debit card and uses it to pay my phone bill a couple times then from that it went on to buying clothes and shoes. At that time I had spent well over I accidentally deleted the picture of the card out my phone so I went back and took the picture again not realizing that this was a different card and the first one had been cut up and they replaced all the money. But about time I found that out I had spent a little over 2,000 dollars on the other card. They're not pressing charges but someone said it's a good possibility that the bank might press them. Just because of the fact that they replaced the money the first time so I'm guessing they want they're money. And I do have a job to pay them back plus interest. I just really don't want to go to jail.
What do you think my punishment will be?

& also earlier this they said that someone called and said that I was on house arrest but how when I never went to court nor did they send me a ankle braclet?

Fr_Chuck
Jun 4, 2012, 05:37 PM
Yes it is most likely that the bank will press charges, and you will of course be forced to repay everything you stole. I am surprised the grandmother is not being forced to press charges by the bank or be liable to pay all the money her self.

devaye
Jun 4, 2012, 07:44 PM
I don't think she is but I know that she said she think they will.
They told her for now put me on house arrest until they collect all the information. But does that mean afterwards it's a possibility I could face jail time?
Or will they cut me some slack and just let me pay it back being that its my first offense ever.

ScottGem
Jun 5, 2012, 03:53 AM
The problem here is that this was not an isolated incident. You systematically stole over $2K over an extended period. So yes the bank will probably prosecute.

As to the house arrest thing, someone is pulling your leg. House arrest is issued by a court in addition to bail rather than putting you in jail.

If your record is otherwise clean, and you agree to restitution, you may avoid jail time.