I got into a car accident 7 months ago, a lady hit me head on and totaled my car. I have a compressed fracture, and a herniated disk in my back. I got taken to the hospital by an ambulance, and the lady who hit me had no injuries. I have a lawyer who is supposed to be suing her insurance company which is State Farm. The Claim's Adjuster only offered 12,500 for my lifetime injuries. By the way I am only 21. Is this something else I can do? I live in Pennsylvania and I had Limited Tort. My Lawyer tells me since I only had limited tort that's all the Adjuster will offer. But none of the accident was my fault and I have injuries. I don't feel this is right. I want to sue the case but my lawyer also said since I have limited tort it's going to be a lot harder. What does my insurance company have to do with suing? By the way my lawyer is in New York and I feel like he's going by the laws there instead of in Pennsylvania. Can someone help me please?

I got into a car accident 7 months ago, a lady hit me head on and totaled my car. I have a compressed fracture, and a herniated disk in my back. I got taken to the hospital by an ambulance, and the lady who hit me had no injuries. I have a lawyer who is supposed to be suing her insurance company which is State Farm. The Claim's Adjuster only offered 12,500 for my lifetime injuries. By the way I am only 21. Is this something else I can do? I live in Pennsylvania and I had Limited Tort. My Lawyer tells me since I only had limited tort that's all the Adjuster will offer. But none of the accident was my fault and I have injuries. I don't feel this is right. I want to sue the case but my lawyer also said since I have limited tort it's going to be a lot harder. What does my insurance company have to do with suing? By the way my lawyer is in New York and I feel like he's going by the laws there instead of in Pennsylvania. Can someone help me please?

The laws that apply are the state in which the accident occurred... Did it occur in NY or in PA? It sounds like NY is where it happened.