andres1845
May 3, 2012, 09:38 AM
Hello I need advice
Me and my girlfriend have a one year old daughter. She wanted to buy a house so I went along with it. We saved up almost £21000 together (50/50) and because we needed more I used my £5000 saved up to complete the deposit. Because of my adverse credit history I gave all my money to my girlfriend and she managed to get the mortgage in her name. We did not tell the lender that I will be living there and contributing half of the monthly payments (£356) but now am scared that things may change in the future (relationship wise) and lose everything I have invested. Now I want my name on the mortgage, firstly because I gave half of the deposit and also used my only savings, and paying half of the monthly mortgage payments, WHAT CAN I DO please??
Me and my girlfriend have a one year old daughter. She wanted to buy a house so I went along with it. We saved up almost £21000 together (50/50) and because we needed more I used my £5000 saved up to complete the deposit. Because of my adverse credit history I gave all my money to my girlfriend and she managed to get the mortgage in her name. We did not tell the lender that I will be living there and contributing half of the monthly payments (£356) but now am scared that things may change in the future (relationship wise) and lose everything I have invested. Now I want my name on the mortgage, firstly because I gave half of the deposit and also used my only savings, and paying half of the monthly mortgage payments, WHAT CAN I DO please??