I borrowed money from someone, was making monthly payments... Paid over half of the note back... And then lost my job and haven't repaid the full amount of the loan... He's saying now that everything I did pay back has been eaten up in interest and I now owe the total amount again. He is now telling me he is going to place a lien on my properties so that I can't sell anything without him getting the full amount of the loan again. I am working again and offered to resume payments again and was told this wasn't an option... That I can pay the balance in full or repay the whole note again when I sell my personal property can he do this? And what can I do?

I borrowed money from someone, was making monthly payments... Paid over half of the note back... And then lost my job and haven't repaid the full amount of the loan... He's saying now that everything I did pay back has been eaten up in interest and I now owe the total amount again. He is now telling me he is going to place a lien on my properties so that I can't sell anything without him getting the full amount of the loan again. I am working again and offered to resume payments again and was told this wasn't an option ... That I can pay the balance in full or repay the whole note again when I sell my personal property can he do this? And what can I do?

Probably not. What state are you in?

He would have to sue you and get a judgment first in most if not all states.

Did you two have a written agreement, what interest rate was he charging?

If he sues you and wins a judgment, then he probably can place a lien. But he can't force you to sell. So the lien doesn't do him much good.