How do auto insurance companies determine who pays for damages, When You are in an accident?How dose Ny No fault law work?

How does Ny No fault law work?

The way no fault works, is each carrier pays their insured's expenses.

Fault is generally determined by investigation.

This site may help:

NY Insurance Department FAQ's About NY No-Fault Insurance | NY Malpractice Attorney | New York Lawyer (http://www.zifflaw.com/NYInjuryLawBlog/ny-insurance-department-faqs-about-ny-no-fault-insurance)

Slight correction - no fault USUALLY and basically refers to medical bills. Your own insurance company pays your medical bills. You do not sue the other party for those bills.

Damage - your insurance company will pay if you have comprehensive coverage and will then sue the other driver.

Fault for the accident and no-fault insurance are two different things. Investigators determine fault.