I have some queries on using HRA and 24 D both in same financial year.

I had taken a loan for buying house 2 years back. I registered my house on 10th Oct this year. I am planning to move to this house on 1st December. I am currently staying on rent.

1. Do I claim deduction under 24 D for all the interest paid for this year? Or is it starting December(start month of occupancy) or October (month of registration)?

2. In case 24 D is applicable starting month of occupancy only, does the March-2011 to November-2011 interest goes in as pre-EMI for this year?

3. Is last year's pre-EMI's 20% eligible for this year tax-deduction?

4. Only to be certain, in all these cases, I will claim HRA deduction till the month of November?

HRA can means a number of things tax-wise. I have NO clue what 24 D is about.

I suspect this is a question involving the INDIAN tax system, in which case you need to post it to the link below:

http://mytaxes.in/

This forum deals EXCLUSIVELY with tax issues for the United States, NOT India.